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I've bought and sold several homes so I'm in a good position to explain how to buy a house to first-time home buyers. I'm not a realtor, and I'm not t...
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YoMrAHolmes saidSure, you can buy a home without having any money saved up for a down payment, but you'll have to either take out a second mortgage, which usually has a substantially higher interest rate, or you may be able to qualify for a FHA loan. Check out hud.gov for more information on FHA loans
about buying a home with no down paymentYoMrAHolmes saidHandy rent vs buy calculator here, where you plug in how long you plan on staying at your apartment as well as current property tax rates and expected home apreciation value.
about rent vs buy calculatorJackM saidExpect a mortgage interest rate of over 6 percent on a 30 year fixed mortgage in California
about mortgage interest ratedevluke saidState and local property taxes on any US residence is deductible from your income
about Property Taxes Deductionsdevluke saidadjustable rate mortgages typically start with a lower interest rate than a fixed rate mortgage, but as its tied to an economic index, there is the possibility that the interest rate of an ARM will increase over time
about Adjustable Rate MortgagesYoMrAHolmes saidI have friends that think that buying a home is always the best investment. Depending on where you live as well as a couple of other variables, renting could be a better idea, then put your investment money elsewhere.
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