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Buying Your First Home

by YoMrAHolmes

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Recent Comments

User IconYoMrAHolmes said

Sure, you can buy a home without having any money saved up for a down payment, but you'll have to either take out a second mortgage, which usually has a substantially higher interest rate, or you may be able to qualify for a FHA loan. Check out hud.gov for more information on FHA loans

about buying a home with no down payment

User IconYoMrAHolmes said

Handy rent vs buy calculator here, where you plug in how long you plan on staying at your apartment as well as current property tax rates and expected home apreciation value.

about rent vs buy calculator

User IconJackM said

Expect a mortgage interest rate of over 6 percent on a 30 year fixed mortgage in California

about mortgage interest rate

User Icondevluke said

State and local property taxes on any US residence is deductible from your income

about Property Taxes Deductions

User Icondevluke said

adjustable rate mortgages typically start with a lower interest rate than a fixed rate mortgage, but as its tied to an economic index, there is the possibility that the interest rate of an ARM will increase over time

about Adjustable Rate Mortgages

User IconYoMrAHolmes said

I have friends that think that buying a home is always the best investment. Depending on where you live as well as a couple of other variables, renting could be a better idea, then put your investment money elsewhere.

about rent or buy

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